Shoot Now! Pay Later!
Shooting & Outdoor Equipment Financing
Get started by applying below for a spending account!
Our company has been offering low interest financing for firearms, shooting accessories, and outdoors sporting equipment to the outdoor enthusiast community for the last 10 years. Our third party financing offers competitive rates and terms. Apply Below With No Obligation!
Requirements/Terms: To qualify there can't be recent NSF activity and income must be equivalent to your state's full time minimum wage or better. Spending amount and duration can range from $350.00 to $3500.00 and 6 to 12 months depending on qualifications.15-25% down payment required.15% Maximum rate on annual term.
ARC90 is designed for responsible consumers who want to avoid the trap of high interest credit cards or the punitive fees charged by rent to own or lease programs.
How it adds up. How does this stack up against a lease or rent to own program? Most leases have an effective cost of 80% or more above the cash price. More often than not they won't disclose it and refuse to call it what it is. Add up the payments for the full term. That's the bottom line. With ours it will be the cost of the item plus $35.00 and the 15% charged by the store if it's for an annual term. Shorter terms are less, down to 9%. In a lease it will be cost plus $40 or more and at least 80%. That assumes you get to keep the item without getting hit again with a 'buy out' fee.
ARC 90 is a payment plan that gives you the product today and up to twelve months to pay for it. This is not an embarrassing rent to own or a lease. We don't ask for your SSN and your credit rating with the 3 major bureaus is not part of the decision process unless there is a default. Our proprietary system examines your recent financial history. We feel this is more accurate for determining ability to re pay a short term obligation. Your income level does matter but even a full time minimum wage earner can qualify.
The requirements are earnings equal to full time minimum wage or better. There can be no recent NSF activity on your bank statement. You need a standard checking account with a reasonable balance. Savings accounts or debit card only accounts won't be accepted. An unexpired state issued ID or standard driver license is also required.
The cost? Global Check charges $35.00 when you make a purchase at a retail store, not before. The store may charge a plan fee of about 15% which is disclosed at the time of sale. Your first payment on an annual sale will be between 15- 25% down (called a deposit) , depending on the term. After that the payments are much lower and decline over time. Prior to each payment coming due we'll send you an e-mail listing the amount plus the option to pay it off without having to jump through any hoops. Plan has a 90 days same as cash.